Travel Insurance

Travel Insurance for Europe

Travel to Switzerland

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E111 Form information

Dramatic landscapes, historic castles, watches, banks, Swiss chocolate, cheese, nuclear bunkers, James Bond and cuckoo clocks!

There are an abundance of tours / routes for many activites.

Travel experiences may also include:

  • inline skating, biking and mountainbiking
  • hiking and trekking
  • skiing, snowboarding and snow-mobiling
  • snow and ice-climbing

Hot Tips and Info

Going skiing in the Swiss Alps - Ski and Winter Sports*

Professional ski instructors need specialist cover - Mountaineering & Rock Climbing/Dogtag*

Ski trips can go horrendously wrong ... Real Life Example*

For free or reduced medical cover, don't forget your E111 Form*

The E111 won't cover you if you're going specifically for private medical treatment - *E112 Form

Guides

Lonely Planet Switzerland (Travel Guide)

Living and Working in Switzerland

Lonely Planet Walking in Switzerland (Walking Guides)

Where to Get Information

The Common Institution under the Federal Sickness Insurance Act, Solothurn (Gemeinsame Einrichtung KVG, Gibelinstrasse 25, Postfach, CH-4503 Solothurn/ Institution commune LAMal, Gibelinstrasse 25, Case Postale, CH-4503 Soleure/ Instituzione comune LAMal, Soletta). Tel: 032 625 48 20. Fax: 032 625 48 29.

A Form E111 must be produced whenever any treatment or service is requested.

You'll normally have to pay the full costs and claim a refund afterwards.

You'll have to pay a fixed charge for each 30-day period of treatment. This is known as the 'excess charge' or 'franchise' and isn't refunded. You can normally claim back 90% of the treatment costs exceeding the excess charge.

It's recommended that all visitors take out adequate private travel insurance.

Doctors, Dentists & Prescriptions

Go to any doctor registered with the Swiss Health Insurance. If you're given a prescription, take it to any chemist. Only patent medicines are covered.

Ski accidents

Dental treatment isn't covered unless it results from serious illness or accident.

Hospital Treatment & Ambulance Costs

Referral to a public hospital is normally through a doctor.

In an extreme emergency, go directly to the Emergency Department of any public hospital.

In-patient treatment in a general ward of a public hospital is covered, but not in a semi-private or private ward, or in a private hospital.

In addition to the excess charge and 10% of the costs, you'll have to pay a small non-refundable fixed daily in-patient charge for the cost of board and accommodation.

You'll have to pay 50% of the costs of ambulance transport within Switzerland, including air ambulance.

Where to Get Refunds

Keep all your bills and receipts. On return to the UK apply for a refund to:

The Pension Service
International Pension Centre
Medical Benefits Section
Tyneview Park
Whitley Road
Newcastle-upon-Tyne
NE98 1BA.
Tel: 0191 218 7547
Monday to Friday 08.00-20.00

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