The pixie dust will soon lose its glitter if you or any one of the people you're with falls ill or has an accident - and you don't have adequate medical health insurance.

FCO Advice

Because of the distance from the UK and the high costs involved in medical treatment in the US, travel health insurance tends to be more costly, particularly if there are any pre-existing conditions (coronary heart disease, for instance).

Hot Tips and Info

Visit the official Disneyland Web site (disneyland.com) for ticket prices, opening hours and events.

You can buy Disneyland passports online and make reservations for staying in the Disneyland area.

Chill out in Tom Sawyer's Island (Frontier Land). It's less noisy but still has plenty of activities for children.

Save money by buying multiple-day Disneyland passports. They're non-transferable and non-refundable, so be 100% sure before you buy.

Take your own film and suntan cream. You pay through the nose in the park.

Don't miss out on a character breakfast with Mickey Mouse or Donald Duck.

Go on rides during the parades (day or night) for shorter queuing times.

Disney have resorts in Florida, California and Paris

You will be asked about pre-existing conditions for medical and health cover

Medical bills in the USA can be sky high even for minor treatments

In the Europe - EuroDisney - there are reciprocal health arrangements with the UK, however But you'll still need additional health and repatriation cover - an air ambulance doesn't come cheap.

The Foreign & Commonwealth Office strongly recommends you take out comprehensive travel and medical insurance for America - at least $1,000,000 cover, which includes hospital treatment and medical evacuation to the UK.

For further information on health, visit the Department of Health's website at: www.dh.gov.uk.

There's no shortage of UK insurance providers who can cover you for your stay in the USA. Most High Street and online providers will give you an quote at the drop of a hat.

Also try -

ASA Inc - asaincor.com
AIG Travel Insurance - aigtravel.com
Insurance Services of America - worldwidemedical.com

Buying travel insurance

Buying travel insurance gets a bit hairy if someone in your group has a medical condition such as cancer. Take the example of a couple who want to take their three children on a fortnight's holiday to Disneyworld.

AA online booking

They've booked and paid for their flight with American Airlines using their online booking service, and have reservations with Walt Disney Travel Company (www.disney.co.uk/usa-resorts), also booked online.

The kids are thrilled because the hotel package includes discounted tickets for Disneyworld.

The one thing the family hasn't sorted out yet is travel insurance.

They intend getting quotes from as many different companies as possible - eBookers, Direct Line, Fish Insurance... you name it.

They know that the cheapest deals won't cover the pre-existing condition of cancer that their youngest child suffers from.

What should they do?

Cancer Research UK recommends that any family/individual in this situation should contact The Association of British Insurers (ABI) www.abi.org.uk and the British Insurance Brokers' Association (BIIBA) for advice on arranging travel insurance (visit www.biba.org.uk).

If you find yourself in a similar situation but can't find a broker in your area on the BIBA website, phone the Member Support Team on 020 7623 9043 or email enquiries@biba.org.uk

Specialist brokers/insurance companies featured on the Cancer Research UK web site - recommended by users, not the organisation itself - are as follows:

Perry, Gamble and Company Ltd.

Broadway House

112-135 The Broadway

London

SW19 1RL

Phone: 020 8542 1122

J. D. Insurance and Medical Brokers

44 High Street

Farnborough

Kent

BR6 7BA

Phone:01689 859102