How To Save Money

How you can get cheaper low cost travel insurance.

Saving on your premium cost. Yes, you can save on how much you have to pay for cover!

• If you go on more than 1 holiday a year, take out annual insurance.
• An annual policy offers wider cover than a separate policy for each trip and is cheaper in the long run.
• Unless you're 100% healthy don't take the health insurance cover offered by the travel agent where you buy your holiday.
• Shop around. Check out the best low cost deals elsewhere, including the Post Office website.
• Surf the web - there are some cheap discount deals out there, especially if prepared to buy online.
• Some credit and charge cards offer free travel insurance.
• Some household insurers cover your goods and gear while your abroad - look at the small print

Remember!

Your existing insurer (for house and car) may not be the cheapest provider of holiday and travel insurance!

Low Cost Travel Insurance

It's now cheaper to buy holiday travel insurance on the internet than anywhere else.

1. Overheads are lower
2. There are no middle men
3. Cover is immediate
4. Plus you can buy by phone from the departure lounge

Buy Before You Go

You have to buy before you leave the UK - most insurers won't offer cover you once you've left your departure point.

Before you buy, check that there's a cooling-off period - that is, a money-back guarantee, if you decide you don't want the policy and decide to cancel.

Cooling-Off Period

Normally the cooling-off period is 14 days.

It's worth checking, too, whether you can get a lower cost travel insurance policy by buying joint cover if you're travelling as a couple.

Some insurers insist that you share the same address, others are more easy going.

Or, if there are more of you, ask about group travel insurance cover.

It'll work out a lot cheaper in the long run.