If money's too tight to mention but you'd like to be able to claim if things go pear-shaped on holiday, then very cheap travel insurance is still possible . . but choose the right company.

Online Discounts

Churchill Insurance

At Churchill Insurance if you buy annual package online and get an automatic 5% discount on top of competitive prices.

Churchill travel insurance review

ASDA

ASDA give an online discount which extends to callers who have obtained a basic quote online.
Review of ASDA travel insurance

In tests we found ASDA not only quoted very cheaply, but gave impartial advice based on clients' particular requirements - in our case European motorcycle travel insurance with helmet cover - they confirmed the benefits of a competing company's policy (CaroleNash.com). Top marks, ASDA!

Norwich Union

Norwich Union Direct go one better - not only up to 50% savings on high street prices but offer an extra 10% discount on their rates when buying online.
Review of Norwich Union holiday insurance

Atlasdirect

atlasdirect.net reckon they can save you pounds - up to 60%, plus there's a 10% discount when you buy online. They promise to cut the premium - not the cover.

Travsure

Travsure, part of Kennet insurance was rated as 5 Star best buy in 2004 by industry boffins for price and policies. Choice of single or multi trip policies, for families, groups and individuals.
Travsure review...

Direct Line

Direct Line promise to save you up to 50% on travel agents' premiums.
Direct Line review...

Hot Tips and Info

If travelling as a large group ask for a discount on your insurance

Check to see whether your credit card already covers you adequately for travel

Cheaper insurance doesn't necessarily mean poorer cover

It is quicker, easier and just as safe to select and buy online

1 Stop Travel Insurance

1 Stop Travel Insurance offer to save you over 65%, with free kids cover (if they're under 18).

Insure&Go

Insure&Go reckon they're 20% cheaper than anyone else, with children covered for free. They specialise in backpacker cover and have a section entirely devoted to OAPs.
Insure&Go review...

AIG JourneyWise

AIG JourneyWise boasts one of the cheapest insurance policies around - from just £6, with Annual Multi-Trip policies from £34.

Halifax

The Halifax offers a 5% discount when you buy online.
Halifax review...

Post Office

The Post Office promises to cut 50% off High Street prices, with cover starting at just £5.50.

Review: Post Office travel insurance

Sainsburys

Sainsburys promise serious savings - up to 75% lower than High Street prices for the same cover. For a family of 4 travelling to Europe for 17 days, they quote £38.
Sainsburys holiday insurance review

Tesco

Tesco offer savings of up to 50% compared to some High Street travel shops.
Tesco eview...

Saga

Saga offers savings of up to 75% off High Street prices exclusively for people aged 50 and over, plus their families.
Saga review...

Beacon Insurance Brokers

Thumbs up to Cumbria-based Beacon Insurance Brokers Ltd who are independent brokers- they offer a no claims bonus on their annual travel insurance policies.
Beacon review...

Cheaper but Easier?

Online sales are the cheapest for companies to flog. The process is automated - less wage slaves to fork out for - and the lower sales costs are passed on to online shoppers in the shape of cheaper prices.

However, as buying online is automated it means there is no customer/company human interaction. It's easy when you know exactly what you want and there are no complicating circumstances such as pre-existing health problems. You can research your insurance requirements in your own time, at your own pace and with no pressure.

For complex holiday plans involving worldwide travel or adventure holidays for the under 65's online discounts can reap a significant saving.

Related Info

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