Annual holiday travel insurance is exactly the same as 'multi-trip' travel insurance and covers you for the period of 1 year from the date you buy the policy.

A policy that lasts for an entire year is ideal if you take several trips over the 12 months.

It makes just as much sense for couples and families - but not if you only take 1 foreign trip per year.

For you, annual travel insurance really is a waste of money. But if you travel at least twice a year it could save you pounds per person and so for a family or group this can add up to a tidy discount.

Shop Around

As always, shop around for a cheap quote - and pay careful attention to the small print, especially if you're looking for annual holiday travel insurance for family cover.

Some annual travel policies expect the entire family to travel together and you, your partner or your children aren't covered if you travel separately.

Hot Tips and Info

You get cover for the whole year and renew annually

You must take more than one trip if it's to work out cheaper

Also called multi-trip travel insurance

Try online for cheap quotes

European countries have reciprocal health and medical arrangements (E111 and EHIC) but you will still need insurance

The biggest savings of all

For families, you've the best of both worlds if you can track down an annual travel policy that'll cover each family member whether they're travelling solo or in the bosom of the family.

Companies that Offer Annual Travel Insurance

Insure and Go Insurance Services offer cheap quotes and cover online for annual travel insurance policies.
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Atlas Travel Insurance

For competitive prices for annual travel insurance for the UK, Europe and Worldwide destinations, visit AtlasDirect

Their annual travel insurance policy covers you for an unlimited number of trips with a maximum of 60 days for any one trip. Plus you have the option to buy annual multi-trip either inclusive or exclusive of 17 days winter sports - but you must be no more than 65 years old at the date of first departure.

Norwich Union Direct

Promise to quote you happy. Annual travel insurance starts from £45, saving you up to 50% on High Street prices.

You're covered for an unlimited number of holidays but no one holiday can be longer than 90 days.

The package includes up to a total of 17 days winter sports holiday during the year of insurance.

Direct Line

Offer a total of 120 days of cover, with up to 42 days for each individual trip. Available for under 65s only.

Related Info

European Health Insurance Card

E111