Help The Aged Intune Travel Insurance

Help The Aged Intune Travel Insurance

Product Overview

Accessible, up-to-date and easy to understand financial information and advice* is provided, as well as financial products that offer high levels of personal service combined with great value.

Age Concern Intune offers a range of financial products and services which are designed to offer outstanding customer service and impartial, jargon-free advice* and simple, straightforward financial products.

Other products include:

• Motor insurance
• Home insurance
• Pet insurance
• Equity release
• Care fees advice (marketed under the Help the Aged brand)
• Pre-paid funeral plans (marketed under the Help the Aged brand)
• Home emergency

*advice is not provided in respect of travel, motor, home and pet insurance

Overview

This flexible travel insurance policy with no upper age limit, has been designed to meet the needs of older people and provide the reassurance that, whatever their age, they can travel with fast access to financial and medical help.

Single trip and annual policies are available, providing cover for travel in the U.K., Europe or worldwide. Policies can cover many pre-existing medical conditions including hypertension, asthma, diabetes and arthritis at no additional cost. Customers have the option of including winter sports cover.

Intune also offers pre-booked airport parking, cheap travel health products and a travel money service.

The Intune travel insurance policies are underwritten by Liverpool Victoria Insurance Company Limited (LVIC).

Product features

• No upper age limit
• £10 million emergency medical expenses
• Repatriation if medically necessary
• UK trips covered on annual policies
• Up to 185 days single trip cover
• Annual Multi-trip insurance covering trips up to 31 days in length
• (with no limit on how many 31 day trips are taken in the policy year)
• Optional cover for luggage and personal possessions cover up to £2,500
• Cover for cancellation, should the policy holder's carer fall ill and is unable to travel
• Personal liability
• Personal accident
• Up to £250 cover for cash whilst on holiday (if personal possessions cover is selected)
• Up to £25,000 for legal expenses
• Luggage delay
• Loss of passport
• Delayed or missed departure
• Hijack
• 10% online discount for new policies
• Immediate cover can be arranged over the phone. No needlessly complicated forms to complete
• UK based call centre

Contact centre (freephone):

0800 0223 164 quoting "Intune - Know Insurance.co.uk" (for textphone first dial 18001)

Mon-Fri: 8.00am-6.00pm (8:00am - 8:00pm 1st June until 31st August)
Sat: 9.00am-3.00pm

Calls may be recorded for training and monitoring purposes

Based on an online quotation and correct as at May 2008

NB: Premiums shown above are examples only. Premiums will depend on individual circumstances. Premiums are inclusive of insurance premium tax (IPT)

Key facts

97% of annual travel insurance policies across the market impose an upper age limit, which means that access to this type of cover is a real issue for many older people. Moreover a quarter (25%) of the annual policies examined will not even cover the 9.6 million people in the UK aged 65 and over, with the figure soaring to three quarters (73%) that refuse cover to over 75s. (Source: Research conducted by Defaqto for Intune, October 2007)

Older people holiday more widely than younger age groups, and for longer at a time - more than 121,000 trips of 3-6 months have been taken by this age group over the last year. (Source: Research conducted by Defaqto for Intune, October 2007)

"Know Before You Go" campaign undertaken on behalf of the Foreign Office, shows that one in five Britons over 55 are taking risks abroad that they would never contemplate at home, such as water skiing or riding a moped. (Source: Know Before You Go campaign, March 2008)

The average pensioner spends more time engaged in physical activity than a 19-year-old. Older people have the time, money and inclination to travel to distant and exotic places and are now the second largest group of travelers to long-haul destinations. (Institute for Social and Economic Research, Essex University, August 2002)