Beacon Insurance Brokers Ltd

Leading light with no claims discount!

Cumbria-based Beacon Insurance Brokers Ltd are independent brokers, not tied to any company. Beacon provides Travel, household, motor and business insurance.

2 main travel insurance products feature on their website
www.Beacon-Insurance Brokers.com:

• Single Trip
• Annual/Multi Trip

No claims bonus

Thumbs up to them- they offer a no claims bonus on their annual travel insurance policies.

• 10% on your first renewal
• 15% on your second renewal

PLUS there's a not-to-be-sniffed at 20% of your third and subsequent renewals.

As independent insurance brokers, it's Beacon's job to find the best deal for you from a range of the UK's leading insurance companies.

They save you time and money by doing the legwork and making all the phone calls.

They'll also give guidance on the quality of cover and claims service offered by the various insurance companies.

And they'll be on your side if the worst comes to the worst and help guide you through the claims process.

Crystal clear

Beacon's website is crystal clear too, especially regarding prices/exclusions for holidays, business or golf insurance. To give you an idea of their prices, here's a rundown on their single trip travel insurance.

Cost is based on where you travel to and for how long you go.

There are four areas:-

1. United Kingdom, Channel Islands, Isle of Man
2. Europe including the Republic of Ireland and all countries bordering the Mediterranean Sea, Madeira, Canary Islands and Azores but excluding Syria, Lebanon, Jordan and Libya
3. Worldwide excluding U.S.A. Canada and the Caribbean
4. Worldwide including U.S.A. Canada and the Caribbean

Single trip - insurance for up to 90 days to Europe or Worldwide

Annual multi-trip - Economic and convenient insurance cover if you travel abroad more than once a year with trips of up to 31 days at a time.

Sample premiums are detailed below (2005)

Kids

Children aged 2 - 18 in full time education - can have half price cover when they are accompanied by an Adult insured with Beacon.

Toddlers

Children under age 2 - free (only when accompanied by an adult with Beacon)

Family Cover

For families - multiply appropriate Adult rate by two and a half.

Family unit is defined as husband / wife / partner and all named dependent children in full time education up to age 18 years inclusive who are travelling together and insured on the same Policy.

OAPS/Senior Citizens

Persons 65 or over - add 100% for:-

• Holidays or trip exceeding 31 days in Area 2
• Holidays or trips in Areas 3 & 4

Discounts prices

For excluding personal luggage, money and valuables cover you can reduce premiums by 20%.

Group Travel Insurance

Discounts frequently given for parties of 10 or more travelling as a group/together outside the United Kingdom.

Ages at taken at the date of travel departure

Winter Sports - Add 150%.

Email: paul or info at beacon-insurancebrokers.com