Driving Abroad

Driving while on holiday

If you're brave enough to be taking your own vehicle across the Channel to tour around some of the beautiful countries of Europe such as France, Germany Italy and Spain, check that you're fully insured for driving abroad, and that you have a decent level of personal liability cover.

You could be staring at a very expensive bill if you're involved in an accident; your car breaks down or is stolen.

Hired cars

The same goes for hired cars - the insurance that comes as standard with the hire deal may be limited - you'll be liable for any injury or damage over this limit.

Ask for extra insurance to increase your cover and minimise the excess you are liable for.

For useful information go to ABI* (Association of British Insurers) info site on Motoring Abroad.

When you travel -

• Make sure you take your policy and the 24-hour emergency phone number with you.
• Make sure you know what you should do if your vehicle breaks down on a motorway or you have an accident.
• When holidaying in Europe, around France, Germany, Spain etc ensure you have your Free NHS EHIC Medical card with you, but also ensure you have adequate car and travel insurance too.
• Some insurance companies expect you to contact their assistance company as soon as possible after a problem arises, so cover your back - pick up the dog and bone straight away and bend their ear.
• Don't throw any paperwork away - tickets, receipts, medical bills, police reports etc - are proof used for your claim costs