Shop Insurance

What is Shop Insurance?

Retail & Shop Insurance

Running a shop can be a full-time business for the self employed.

Whether you're a butcher, baker, grocer, jeweller, hairdresser, newsagent or photographer, operating a franchise or running a corner shop, the last thing you need is to be worrying about is all the things that could go wrong.

The right commercial insurance package for you should give you the peace of mind to let you concentrate on what you do best - running your business.

Shop insurance protects your business against loss or damage. Depending on your individual needs, it can include cover for:

• Property - buildings and contents
• Business interruption
• Theft
• Money
• Goods in transit
• Engineering failure
• Trade Credit Insurance
• Legal Expenses

As well as these, you need to ensure that your legal responsibilities are met if the business causes damage or injury to a third party or their property.

Employers' Liability insurance is compulsory, but other areas of liability that you may need cover for include:

• Public liability
• Product liability
• Motor Vehicle liability